To make a proper Medicaid application, see the elder care lawyers at ElderLawLexington - McClelland & Associates, PLLC.
Medicaid is a joint federal and state program that provides payment for medical care for persons unable to afford to pay. Medicaid covers physicians’ services, hospital care, supplies and other necessary services once a person has been made eligible for the program. It also pays for the expenses of long-term care in a nursing home. The Medicaid program is administered independently in each state. While the basic eligibility standards are the same throughout the United States, there are significant differences from state to state. Financial eligibility is based upon the amount of assets a person has along with the income that the person receives.
It is important to distinguish between Medicare and Medicaid. Medicare is an insurance program providing payment for medical needs for persons 65 and over and for certain people with disabilities. Medicaid is often of importance to middle-income people because Medicare does not cover the costs of long-term skilled nursing care for illnesses such as Alzheimer’s disease or paralysis caused by a stroke. Most people who need such care for extended periods will eventually deplete their assets and become unable to pay the costs of their care. At such a time Medicaid is available to pay the difference between their income and the actual costs of care provided in a nursing home, as well as physician care, hospital care and all other reasonably necessary medical expenses. Medicaid covers the costs of such care in nursing homes, adult care homes, hospices and in some cases the individual’s own home.
Medicaid is considered to be one of the most complex laws of the United States and each state has a different version of Medicaid. The Elder Law Attorneys at ElderLawLexington have carefully studied the Medicaid statutes and regulations and are able to assist clients in making Medicaid applications.
Medicaid application forms require a considerable amount of personal information. All of the following information is required to complete a Medicaid application:
Benefits of proper Medicaid planning:
It is important to be aware of the Kentucky specific eligibility provisions and exemptions so that assets will not be unnecessarily spent down before applying for Medicaid. It is important to know that there are appeals processes built into the Medicaid system. If you are unhappy with eligibility determinations, care decisions or placements made under Medicaid, there is a process for an administrative hearing and even court proceedings to enforce your rights. That’s why it’s important to have one of the elder care attorneys at ElderLawLexington assist you in completing your Medicaid application.
If you want to schedule a consultation to discuss a Medicaid application, contact us at ElderLawLexington - McClelland & Associates, PLLC, at (859) 543-0061.